Higgsfield's pricing and credit allotments changed more than once in 2026, unused credits don't roll over, and Starter ($19/mo) leaves out Google Veo 3 and top-tier Seedance, so the full lineup costs $59/mo. Its free plan also has no video generation at all.
Krea AI is the closest multi-model alternative, with a free daily allowance and Basic at $9/mo. Magnific (formerly Freepik AI) bundles third-party models with a stock library. Gemini AI Plus ($4.99/mo) is the cheapest way to get video inside an AI assistant.
| App | Free tier | Paid from | Top plan | Best for |
|---|---|---|---|---|
| Higgsfield AI | Yes | $19/mo | $129/mo | Creators and marketing teams who want access to the latest video models (Veo 3, Seedance 2.0) without subscribing to each one separately |
| Krea AI | Yes | $9/mo | $200/mo | Creators who want to experiment across many image and video models without juggling separate subscriptions |
| Magnific | Yes | $20/mo | $110/mo | Freelancers and agencies who want one subscription to access many third-party models plus stock assets |
| Luma Dream Machine | No | $30/mo | $300/mo | Creators who want cinematic camera moves and want one credit pool that also covers Luma's image and agent tools |
| InVideo AI | No | $20/mo | $250/mo | Marketers, YouTubers, and small teams producing scripted, voiced videos at scale without a dedicated editor |
| Gemini | Yes | $4.99/mo | $99.99–199.99/mo | Google ecosystem users, video generation, very long documents (1M tokens) |
Monthly prices in US dollars before tax, from each vendor's official pricing (US list price; weekly-billed plans converted to a monthly figure). Updated November 2, 2026
Krea AI is a real-time canvas for image, video and 3D across dozens of models. Free gives 100 units a day; Basic ($9/mo) covers all image models and select video models, and Pro opens every video model.
Pick it if: you want to try many video models and start for free.
Where it falls short: One credit pool covers image, video and LoRA training, so video-heavy work drains it.
Full Krea AI pricing →Magnific combines third-party image, video and audio models with 250M+ stock assets. Premium ($20/mo) includes 240,000 credits a year and a commercial license for the full stock library.
Pick it if: your ad work mixes generated clips with stock footage and graphics.
Where it falls short: Output quality depends on the third-party model you pick, and the April 2026 rebrand confused existing users.
Full Magnific pricing →Luma Plus ($30/mo) includes 10,000 monthly credits across Luma's own Ray3 model and third-party models, with commercial rights and guest collaborator editing.
Pick it if: you want cinematic camera moves and 4K HDR alongside other models.
Where it falls short: There's no standing free tier, and per-clip video costs aren't published.
Full Luma Dream Machine pricing →InVideo AI is a prompt-to-video agent that scripts, voices and edits a video. Starter ($20/mo) includes Seedance 2.0 Fast and Mini models; Plus adds Seedance 2.5 at 1080p and Seedance 2.0 at 4K.
Pick it if: you want a complete video from one prompt, not individual clips to assemble.
Where it falls short: There is no free tier, and per-video credit costs vary widely.
Full InVideo AI pricing →Gemini AI Plus ($4.99/mo) includes Gemini Omni Flash video with the Gemini assistant, and AI Ultra raises the video ceiling to 4K.
Pick it if: you need occasional clips and would also use a chat assistant.
Where it falls short: You get Google's own video model only, not a menu of third-party models.
Full Gemini pricing →Multi-model subscriptions often gate the best models behind a higher tier. Higgsfield Starter excludes Veo 3 and top-tier Seedance. Krea Basic includes only select video models until Pro, and InVideo's Starter is limited to lighter Seedance models. Make sure the model you want is on the plan you're pricing, not just somewhere on the service.
Krea AI's free plan gives 100 units a day across image and video models, without a commercial license. Higgsfield's own free plan covers only image generation on 2 models.
Krea is the better value for experimenting: it has a free tier, a cheaper entry plan and image, video and 3D on one canvas. Higgsfield is aimed at social and ad content and includes Google Veo 3 from Plus.
How we choose: prices come from each vendor's official pricing page and are re-checked every week. We take no affiliate fees, so rankings aren't for sale.