Cursor Pro costs $20/mo, with Pro+ and Ultra ($200/mo) for heavier use. The usage-based limits on Pro are the most common complaint: heavy agent users can burn through them and get pushed up a tier.
GitHub Copilot Pro ($10/mo) is the best cheaper alternative, with unlimited completions and agent mode. Windsurf (Devin Desktop) is the best free one, with unlimited tab completions on its free plan. Zed is the pick if you want a faster, lighter editor.
| App | Free tier | Paid from | Top plan | Best for |
|---|---|---|---|---|
| Cursor | Yes | $20/mo | $200/mo | Professional developers who want agentic multi-file editing in a familiar IDE |
| GitHub Copilot | Yes | $10/mo | $100/mo | Developers already living in VS Code/JetBrains/GitHub who want autocomplete, chat, and PR reviews without leaving their workflow |
| Windsurf (Devin Desktop) | Yes | $20/mo | $200/mo | Developers who want Devin's autonomous coding agent paired with a full IDE, not just a chat sidebar |
| Zed | Yes | $10/mo | $30/mo | Developers who want a fast, native multiplayer editor with AI edit prediction rather than a heavier Electron-based IDE |
| Mistral Vibe | Yes | $14.99/mo | $24.99/mo | Users who want a privacy-conscious European alternative to ChatGPT/Claude with all-day agentic coding built in |
| Warp | Yes | $20/mo | $200/mo | Developers who want an agentic terminal layer to run and coordinate multiple AI coding agents at once |
Monthly prices in US dollars before tax, from each vendor's official pricing (US list price; weekly-billed plans converted to a monthly figure). Updated October 7, 2026
Half the price of Cursor Pro for unlimited completions, $15/mo in premium credits and agent mode with Claude, GPT or Gemini models, inside the VS Code or JetBrains you already use.
Pick it if: you mostly want autocomplete and chat, and only occasionally hand off multi-file changes.
Full GitHub Copilot pricing →The free plan has unlimited inline edits and tab completions; Pro ($20/mo) includes Devin cloud agents that can take whole tasks off your hands.
Pick it if: you want a full AI IDE without paying, or prefer delegating to autonomous agents.
Full Windsurf (Devin Desktop) pricing →A native, Rust-built editor instead of a VS Code fork. Free covers 2,000 accepted edit predictions; Pro ($10/mo) makes them unlimited and adds $5 of model credits.
Pick it if: you value editor speed and mostly want smart edit prediction, not an agent.
Full Zed pricing →Vibe Pro ($14.99/mo) includes all-day agentic coding in the CLI, IDE or web plus a general chat assistant and $30/mo in API credits.
Pick it if: you want a coding agent and an everyday assistant on one bill for less than Cursor.
Full Mistral Vibe pricing →Warp is an agentic terminal that runs and coordinates several coding agents, including Claude Code and Codex. The free tier lets you bring your own AI inference.
Pick it if: you work in the terminal and want to orchestrate agents rather than edit in an IDE.
Full Warp pricing →Windsurf Free (unlimited tab completions), Zed Personal (2,000 edit predictions) and GitHub Copilot Free (2,000 completions a month) are all real daily-use options. Cursor's own Hobby plan has limited agent requests and limited tab completions, so try it before assuming you need to switch.
Windsurf (Devin Desktop), whose free plan is the most generous; GitHub Copilot Free and Zed are good free options too.
For autocomplete and chat, it's close and costs half as much. For agentic multi-file editing, Cursor is stronger; Copilot's agent mode still trails dedicated agentic editors.
How we choose: prices come from each vendor's official pricing page and are re-checked every week. We take no affiliate fees, so rankings aren't for sale.