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Copilot

by Microsoft · Redmond, USA

Microsoft's AI woven into Windows, Edge, and Office. Office is the killer feature.

Founded Sep 2023
Lowest plan Free
Top plan $16.67/mo
API range
Visit Copilot ↗ Updated September 7, 2026
§ Quick answer

Is Copilot free?

Yes — Copilot has a free tier you can use without paying anything. Paid plans start at $16.67/mo.

The free tier covers basic Copilot chat in Windows, Edge, and the mobile apps. Copilot Pro, the standalone $20/mo plan, has been discontinued for new subscribers — Microsoft now points individuals to Microsoft 365 Premium instead. The M365 Premium bundle ($199.99/year, ~$16.67/mo) is the current paid option: full Office apps, up to 6 TB of shared OneDrive storage, and premium Copilot AI across the Office apps.

§ Pricing

All plans, in full.

Free
Free
Free
  • Basic Copilot
  • Standard features
  • Limited access
Copilot Pro (discontinued)
  • No longer available for new subscribers
  • Existing subscribers supported until Aug 1, 2026
  • Microsoft now points individuals to M365 Premium
No paid tier
Premium
$16.67 /mo
M365 Premium · $199.99/year
  • 6 family accounts (Copilot AI for owner only)
  • Full Office apps
  • Up to 6 TB OneDrive shared
  • Premium Copilot AI
  • Workflow automation

The honest take

Microsoft's AI woven into Windows, Edge, and Office. Office is the killer feature.

Best for: Excel data, Word drafting, PowerPoint decks, Outlook triage

Where it falls short: Pro plan is half-useful without an M365 subscription on top

What you actually get

  • Office
  • Excel
  • Word
  • PowerPoint
  • Outlook
  • Windows

Pricing history

Sep 2023
Copilot Pro at $20/mo
Oct 1, 2025
M365 Premium launches; Copilot Pro discontinued for new subscribers (existing subscribers supported until Aug 1, 2026)
Mar 2026
GPT-5.4 Pro included
Jul 9, 2026
GPT-5.6 becomes preferred model across Microsoft 365 Copilot, replacing GPT-5.4
Aug 1, 2026
Copilot Pro support for existing subscribers ended as scheduled

Should you pay for it?

The entry plan at $— is the realistic on-ramp. Anything above that is for power users.

Plan deep dives

§ FAQ

Common questions, answered.

Is Copilot free?

Yes — Copilot has a free tier you can use without paying anything. Paid plans start at $16.67/mo. The free tier covers basic Copilot chat in Windows, Edge, and the mobile apps. Copilot Pro, the standalone $20/mo plan, has been discontinued for new subscribers — Microsoft now points individuals to Microsoft 365 Premium instead. The M365 Premium bundle ($199.99/year, ~$16.67/mo) is the current paid option: full Office apps, up to 6 TB of shared OneDrive storage, and premium Copilot AI across the Office apps.

How much does Copilot cost in 2026?

Copilot pricing in 2026: Free — $0; Copilot Pro (discontinued) — —; M365 Premium — $16.67/mo. Full plan-by-plan details are in the table above.

What does the free version of Copilot include?

The free tier includes: Basic Copilot, Standard features, Limited access.

Is Copilot Pro still available?

No. Microsoft discontinued Copilot Pro for new subscribers; existing subscribers keep it until they cancel or support ends on August 1, 2026. Microsoft now recommends Microsoft 365 Premium ($199.99/year) as the paid Copilot option for individuals.

What is the difference between Copilot free and paid?

Free: standard chat with daily usage limits. Microsoft 365 Premium ($199.99/year): the highest Copilot usage limits, Copilot inside Word, Excel, PowerPoint, and Outlook, up to 6 TB of shared OneDrive storage, and full Office apps for up to 6 people.